Target Date Funds
"The Greystone Target Date Funds were built using our direct alternative asset capabilities and a retirement driven investing (RDI) philosophy. RDI is a framework that directly links the investment strategy with members’ savings in order to achieve retirement objectives."
The Greystone Target Date Funds take advantage of Greystone’s core expertise as a total portfolio solution-based manager. They provide diversified investment vehicles that seek to provide superior long-term investment returns while reducing the volatility of the funds as their maturity dates approach. The Greystone Target Date Funds showcase our strengths as an active manager with strong experience in direct alternatives, including real estate, mortgages and infrastructure. The development and ongoing management of the Greystone Target Date Funds makes full use of Greystone’s core values of teamwork and accountability.
Past, Present and Future of DC Investments
This presentation will examine the driving forces behind historic and future evolutions of DC investment structures.
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Retirement Driven Investing (RDI)
The Greystone Target Date Funds were built using a philosophy we call retirement driven investing (RDI). The RDI philosophy involves understanding actual retirement needs and actual savings patterns of Canadians, and building an investment solution that works with the member’s savings in order to help meet their retirement needs. Similar to LDI’s relationship with DB plans, RDI entails building an investment strategy around the end objectives of DC plans and their members.
The investment objective of the Greystone Target Date Funds is to provide a family of diversified investment vehicles that seek to provide superior long-term investment returns while reducing the volatility of the Funds, as their maturity dates approach. Primary investments include equity, fixed income, and alternative asset classes, including real estate, infrastructure and mortgages.
The Greystone Target Date Funds’ process starts by taking the inputs of Greystone’s long term asset class assumptions and Greystone’s Canadian demographic and socio-economic assumptions and running them through our proprietary glide path modelling system. At a high level, this modelling process considers all available asset classes and then utilizes Monte Carlo simulations, risk mitigation in a DC context and efficient frontier analysis with a subjective overlay to produce Greystone’s Glide Path.
Each Fund’s strategic asset mix is based on Greystone’s Glide Path Model, in concert with investment strategies specific to each asset class.